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Massachusetts Real Estate Education

Your Home.
Your Dream.
Your Journey.

Six phases of guided education, financial tools, and expert strategy built specifically for Massachusetts buyers. At your pace. On your terms.

6 Guided phases
24 Expert videos
3 Financial tools

Savvy Buyers™ is a proprietary educational program by Mike DelRose Jr. and the DelRose McShane Team

Phase 1: Visualize Home Ownership
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Phase 1 of 6

Visualize Home Ownership

Your Home. Your Dream.

Results after completion
Understanding your wants, needs, and desires is the first step in planning your real estate journey, and what that looks like years down the road.
▶ Savvy Buyers™ — Phase 1 Curriculum 3 videos
Introduction to Home Buying In Massachusetts
Savvy Buyers™ · Massachusetts Real Estate Education
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Introduction to Home Buying In Massachusetts
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Why Hire a Massachusetts Real Estate Professional
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The Massachusetts Home Buying Process
Continue to Phase 2: Buying Power →
Phase 2: Assess Your Buying Power
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Phase 2 of 6

Assess Your Buying Power

Know your number before you fall in love with a house.

Results after completion
Completing the pre-approval process is paramount if you are not purchasing with cash. Doing the work up front makes it easier to buy when you're ready.
▶ Savvy Buyers™ — Phase 2 Curriculum 2 videos
A Pre Approval Letter For Massachusetts Home Buyers
Savvy Buyers™ · Massachusetts Real Estate Education
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A Pre Approval Letter For Massachusetts Home Buyers
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Mortgages & Other Costs For Massachusetts Real Estate
Monthly Cost Calculator
Enter your target price and financial profile to see a real monthly cost breakdown before you tour a single home.
Mortgage (P+I)
$4,184
Loan: $600,000
Property Tax
$777
Monthly estimate
Insurance + PMI
$188
No PMI at 20%+
Maintenance (est.)
$625
1% annually / 12
Down Payment
$150,000
20% of purchase
Estimated Total Monthly
$5,774

Estimates only. Mortgage rates, tax assessments, and insurance premiums vary. Consult your lender for exact figures. Rate estimates are approximate based on credit score range as of 2025.

Down Payment Modeler
See three scenarios side by side based on your target home price above.
📞 Talk to Mike first 🏠 Rockland Trust — Recommended Lender
← Phase 1: Visualize Continue to Phase 3: Home Search →
Phase 3: The Home Search
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Phase 3 of 6

The Home Search

Tour smarter. Decide faster. Never chase the market.

Results after completion
Understanding the search process helps you evaluate listings faster and make more competitive offers so you aren't chasing the market and losing opportunity.
▶ Savvy Buyers™ — Phase 3 Curriculum 7 videos
Massachusetts Real Estate Contracts, Disclosures, & Documentation
Savvy Buyers™ · Massachusetts Real Estate Education
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MA Real Estate Contracts, Disclosures, & Documentation
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Good Value
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MA Real Estate Listing & Buying Strategy
4
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MA Real Estate Short Sales & Foreclosures
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Massachusetts Real Estate Market Value
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Viewing Massachusetts Real Estate Listings
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Real Estate Fixtures & Personal Property
Start Your Home Search
A collaborative home search platform where Mike works alongside you in real time — sharing insights, flagging opportunities, and helping you evaluate what you find.
Search Homes → Set Up Your Search Profile
What the market is telling us right now
Understanding where conditions sit helps you make clear-eyed decisions before you tour. Data sourced from MLSPIN, updated quarterly.
Belmont
Median sale price
$1.35M
Days to offer
8
Listed Thu/Fri. Offers due Mon/Tue.
List-to-sale
104.2%
Watertown
Median sale price
$875K
Days to offer
9
Competitive across all price points.
List-to-sale
103.8%
Waltham
Median sale price
$740K
Days to offer
10
Strong demand, increasing inventory.
List-to-sale
102.1%

Data sourced from MLSPIN. Trailing 90-day period. Updated quarterly. View full market data →

← Phase 2: Buying Power Continue to Phase 4: Offers →
Phase 4: Offers & Negotiation
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Phase 4 of 6

Offers & Negotiation

The moment preparation meets opportunity.

Results after completion
You will understand strategy that impacts the ability to achieve real estate goals, followed by inspections, contingencies, and the P&S agreement.
▶ Savvy Buyers™ — Phase 4 Curriculum 7 videos
Being Ready to Present Offers on Real Estate Listings
Savvy Buyers™ · Massachusetts Real Estate Education
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Being Ready to Present Offers on Real Estate Listings
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The Massachusetts Real Estate Offer Process
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Making Assumptions About Offers
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The Escalation Clause In Real Estate Offers
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Offer Acceptance
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The Home Inspection
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The Purchase & Sales Agreement
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Wire Fraud Warning — Read This Before You Close
Wire fraud is one of the most common real estate scams in the country. A bad actor intercepts email communication, impersonates your attorney or lender, and sends fake wiring instructions. If you wire funds to the wrong account, recovery is nearly impossible. The rule is simple: never wire money based on emailed instructions alone. Always call your attorney directly using a phone number you have independently verified before sending any funds. If anything feels off, stop and call Mike.
📊 Request a Market Analysis 🔨 Inspectors and Attorneys
← Phase 3: Home Search Continue to Phase 5: Prepare to Close →
Phase 5: Prepare For Closing
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Phase 5 of 6

Prepare For Closing

Nothing at the closing table should surprise you.

Results after completion
You will understand the order of operations after the purchase and sales is signed, and what you should expect for the rest of the way.
▶ Savvy Buyers™ — Phase 5 Curriculum 2 videos
After The Purchase & Sales Agreement Is Signed
Savvy Buyers™ · Massachusetts Real Estate Education
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After The Purchase & Sales Agreement Is Signed
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Preparing For Your Massachusetts Move
Closing Documents Checklist
Check off each item as you gather it. Arrive at closing prepared.
✓
Government-issued photo ID
Driver's license or passport. You will need it to sign legal documents. Both buyers must bring their own.
✓
Certified check or wire confirmation
Your attorney will give you the exact amount for cash to close. Bring a certified bank check or confirm the wire was sent and received the business day before closing.
✓
Personal checkbook
For any small adjustments that come up at the closing table that cannot be anticipated in advance.
✓
Mortgage commitment letter
Your lender issues this when your loan is formally approved. Bring the signed copy.
✓
Rate lock confirmation letter
Confirms your interest rate is locked and when it expires. Your lender provides this.
✓
Proof of homeowner's insurance
Your lender requires active coverage before closing. Have your insurance agent email the binder to your attorney the day before.
✓
Home inspection report
Bring a copy for reference. If any repairs were negotiated, you want documentation of what was agreed.
← Phase 4: Offers Continue to Phase 6: Close & Move In →
Phase 6: Close & Move In
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Phase 6 of 6

Close & Move In

The moment everything you worked for becomes real.

Results after completion
You will understand the expectations up to the time the deed is signed and what to expect along the way.
▶ Savvy Buyers™ — Phase 6 Curriculum 3 videos
Closing on Massachusetts Real Estate
Savvy Buyers™ · Massachusetts Real Estate Education
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Closing on Massachusetts Real Estate
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Setting Expectations For Your MA Real Estate Purchase
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Getting Started With Your MA Real Estate Home Search
⭐
Share Your Experience
Your story helps the next buyer feel confident about the process.

The most helpful reviews are specific. Here are three things to consider mentioning:

  • The outcome of your transaction — what happened, and how it resolved
  • One thing that stood out about working with Mike or the team
  • How you felt at or after closing — and whether you would recommend the experience
Copy these prompts to help you get started:
We worked with Mike DelRose Jr. on our [home purchase / sale] in [town]. What stood out most was [specific experience]. At closing, we felt [confident / relieved / thrilled] because [reason]. I would recommend Mike Jr. to anyone who is [situation — first-time buyer / relocating / looking for an agent who knows the Belmont area], because [reason].
Copied. Fill in your details before pasting.
Leave a Google Review → Leave a Zillow Review →
← Phase 5: Prepare to Close Schedule a Consultation →
Ready to take the next step

Your Home. Your Dream.
Let's make it happen.

You have done the education. You know the process. The only thing left is the conversation. No pressure. No pitch. Just a clear plan built around your goals.

Schedule a Consultation → Start Your Search Profile